Garden & Home Accents

celiabasto

I have a few of these Antique Urns in my garden at home and I love the pitted patinas that they develop over time.  If you leave them in a shaded area the porous nature of the urn will grow a beautiful green moss on them.  Whether you put globes in them or greenery they add a dimension to your landscaping similar to what a sculpture would elicit, a bit of artistry outside. You can also bring them inside and use them to accent your dining room table with Hurricane Lanterns like these shown below. Using a Linen runner on the table under the urns I’d place the Faux Topiary Containers on the table and then scatter  small 4 ”  Topiary rounds around the display.  Finish off with antique glass tea candle holders and you have a terrific table scape with romantic lighting ideal for dining.  If you want to add color to the muted tones of the table, small glass vases with the flower of your choice will make the table pop with color.

Boxwood Ball Artificial...

http://www.potterybarn.com/products/malta-lantern/?cm_src=AutoSchRel

http://www.thefind.com/garden/info-artificial-topiary-balls

Sunny Rum Punch!

 

Seaside Sunrise

Seaside Sunrise Rum Punch

  • 2 cups pineapple juice
  • 2 cups orange-mango juice
  • 2 cups passion fruit–flavored rum
  • 1 cup cranberry juice cocktail
  • 2 tablespoons grenadine
  • 1 (750-milliliter) bottle sparkling water (optional)
  • Garnishes: orange and lime slices

Combine first 5 ingredients and chill.  Serve with sparkling water floating on top.

Cocktails for a crowd. Here are 7 other Summertime drink recipes from Coastal Living.

Photo: Jennifer Davick

 

 

 

 

Demand down for Home Loans & Refi’s

With the recent policy change announced by the Fed in regard to reducing it’s bond purchases, interest rates have gradually ticked up in anticipation. For the first fiscal quarter of 2014 mortgage lending declined to the lowest level in 14 years with the largest decline measured in the refinancing market. Loans for new home purchases were for the most part unchanged during the first part of 2013 but did dip down during the 4th quarter.

According to Inside Mortgage Finance as reported by Nick Timiraos of the WSJ, lenders funded $235 billion in mortgage loans during the period January – March 2014 which is a dramatic 58% decrease from the same period last year and a 23% decrease from the last quarter of 2013.

The sluggishness of the housing market could very well be an indicator of the anemia of the economy in general. When the housing market is strong GDP growth begins to improve. The softness in the housing market could be indicative of low wage and job growth. Consumers are unwilling to purchase homes at higher prices with money that is more costly than it was 6 months ago. When your dollar buys less the consumer stops buying, especially the investor.

If the Fed envisioned the housing market as it’s initial catalyst to boost the economy these figures might be cause to reconsider. Refinancing fell 75% during the first quarter of 2014 in comparison to the same period of time in 2013 according to Inside Mortgage Finance. “Refinancing has made up on average more than 40% of all mortgage lending since 2000,  it fell to 47% of all mortgage lending in the first quarter, compared with 78% a year earlier.” Nick Timiraos, WSJ

Lenders facing this challenging market, in an attempt to bolster numbers are restructuring the requirements for new home loan qualifications by easing the standards they had recently adopted after the Fannie Mae Freddie Mac fiasco. Loosening underwriting however might not ease the mortgage decline if consumers buying power has been decreased due to damaged credit, insufficient income due to job loss or cut backs.

The decrease in loan purchases and refinancing however might be indicative of a broader picture of economic uncertainty and true unemployment figures.
* Excerpts from WSJ article by Nick Timiraos and Eric Morath

Luxury Home Rentals in Santa Barbara!

Somerset – Montecito

Paradise Retreats, a luxury vacation rental agency, was founded in 2006 by Theo Kracke a Business Economics graduate from UCSB. His business philosophies of integrity, innovation, and value have launched his company to the forefront of private home vacation rentals in the area of Santa Barbara, Montecito and surrounding communities. A resident of Santa Barbara since 1981, Theo began his business experience founding Techstyles, a resort apparel company. Propelling this business into the lead within a matter of years he then sold the company to explore the vacation rental demand in the Santa Barbara area. Once again he hit success. With the company’s representation of high end, beach and country home rentals the variety to choose from is limitless.

‘Paradise Retreats offers unsurpassed service to Guests and Owners of the vacation homes we represent.  Our properties are beautiful and well-maintained, and have all the amenities you would expect in a luxury home. We specialize in satisfying the needs of the discriminating customer, who expects the best in service and quality.  Each of our properties offers a unique and special experience.”

Here are just a few of their available properties.

Butterfly Beach – Montecito

Mesa Oceanfront – Santa Barbara

Vista Del Valle – Santa Ynez

 

 

 

Need new furniture feet?

North

There is no limit to creative thought….look what two inventive Swedes designed….Jana Cagin and Mikael Söderblom created Prettypegs.    Their pretty little, colorfully crafted foot pegs are designed to fit IKEA’s furniture.  Creatively crafted to provide color, character, pop and flair these cleverly designed furniture feet lift your pieces to a heightened level of personal style.  Whether it´s your sofa, chair, bed, wardrobe or sideboard you can personalize your interior with panash…think of them as Jimmy Choo’s for your furniture!

Prettypegs.bed-legs

Prettypegs offers ten different models with a number of different color and size options. With more than 60 choices and the promise that they will keep on designing you can easily give your home a “footlift” on a regular basis. Creative ways of presenting your favorite furniture. IKEA furniture on design steroids!

Pretty Pegs

Photos courtesy of Prettypegs!

 

Really? Glamping in Australia?

Longitude

Nestled in the spirited heart of Australia is probably one of the most luxurious camping experiences ever imagined. Longitude 131 features fifteen intimate luxury tents, elevated atop rust-red dunes which complement the rustic natural environment of  the Uluru-Kata Tjuta National Parkand.  Luxuriously providing a private place to rest, relax and refresh the sweeping canopy tents showcase King size beds enveloped in crisp, white linens guaranteeing the silent sleep of the desert.  Constellations unbridled by city lights, tales and stories of local lore, gourmet cuisine, Red Ochre Spa treatments all compliment the rich dreams found only in the heart of sacred, powerful places naturally displayed by this resort.

elle decorelle decor

elle decor

The Dune House, situated in the middle of the campsite provides an extraordinary panorama of landscape while featuring savory sumptuous fare, an architecturally stunning bar and an impressive library, the perfect spot for lounging, relaxing and sharing stories of desert discoveries with other guests. Adjacent to the Dune House and nestled amongst the hills is the pool and terrace. An ideal oasis, inviting refreshment and immersion in the pristine surroundings.

Trust – A valuable format by us for us!

trust : business man hand made trust word buttons on green grass meadow

Trust is a valued exchange. It is both an emotional and logical act.

Emotional because you rely on the truthfulness of someones response, exposing vulnerability. Logical in that you assess the reliability of your source from past performance data. For instance, what happened the last time I listened to this person!

The basis for all business as well as individual relationships is a format of exchange. Reciprocity…it’s what binds us together. No one or company can live in a vacuum. Or you can, but your growth will be limited. Interactions are what propel us to learn, to develop and to grow and prosper. I’ll provide you with information and in return you give me your trust. Both parties benefit from a mutual understanding of exchange… and in the future when you need something I’ll reciprocate.

For an Individual we rely on others throughout our day. We interact by bouncing ideas off of each other, we share experiences to benefit those we embrace. We cultivate relationships to share the joys of family and to develop the friendships that become more valuable in our lives over time and through trust.

Businesses interact with suppliers, information providers, consumers and employees to provide a product or service. If they maximize their trust and reliability with their associates these relationships return optimal benefits and profits. These are then passed on to their consumers, employees and their suppliers in return. Everyone that participates benefits from a company’s success; as long as there is trust and sharing. I’ll take you on this ride with me if you help me get there…and in so doing…when we reach our goal… trust me to share the rewards. Intent and offering.

Trust is the act of receiving information from a reliable source based on the relationship and bond that has been mutually established. Emotion and Logic.

According to the ISSP, the International Social Survey Programme, the more equality there is perceived between people, in other words the more they share a sense of common purpose, the higher the levels of trust between them. The good news for the future….recent levels of trust are growing.

The speed of our network of sharing has increased so exponentially that the transference of knowledge through communication is almost limitless. With information passing between us as instantaneously as it is we are able to produce at a much quicker, accomplished, profitable and efficient manner. As long as the information is from a trusted and reliable source.

For instance, you need to find a Nanny, asap. But you aren’t going to just ask anyone for a referral, you need a reliable recommendation. The Nanny will in essence be taking care of your children, he or she has to be totally trustworthy. You need a second pair of hands to get everything done you need to do in order to be productive. But you don’t have the time to scour the internet or interview scads of possible candidates. So what do you do? You turn to a trusted source where you can reliably and efficiently produce your goal. Hire the perfect Nanny! Trust and Logic prevail in this format of networked sharing with your selected group to produce the perfect set of hands to help you with your life.

This format of trust is virtually limitless and incredibly efficient all at the same time. What more could you ask for?